Specialized coverage for motorcycles, sport bikes, cruisers, and touring bikes. Whether you ride daily or only on weekends, we build a policy that matches your riding habits and budget.
Texas law requires minimum liability insurance for all motorcycle riders — but minimum coverage often falls short of what riders actually need. Riding in the Greater Houston area comes with unique risks: heavy traffic, distracted drivers, and unpredictable weather. Because motorcyclists are more exposed than car drivers, injuries tend to be more severe — making adequate insurance coverage essential. Hayslip Insurance Group helps riders find the right balance of protection and affordability.
A motorcycle insurance policy can include several types of coverage. We help you choose the right combination based on your bike, your riding habits, and your budget.
Required by Texas law. Covers bodily injury and property damage you cause to others in an accident. We recommend limits well above the state minimum.
Pays to repair or replace your motorcycle after an accident, regardless of fault. Essential for newer or financed bikes.
Covers theft, vandalism, fire, hail, flooding, and animal strikes. Motorcycles are especially vulnerable to theft and weather damage.
Protects you if you are hit by a driver with no insurance or insufficient coverage. Critical for motorcycle riders given the severity of potential injuries.
Covers aftermarket parts, custom paint, saddlebags, and performance upgrades beyond the bike's factory value.
Pays medical expenses for you and your passenger after an accident, regardless of fault. Covers hospital bills, surgery, and rehabilitation.
State minimum liability limits — 30/60/25 — might satisfy the legal requirement, but they can leave you financially exposed after a serious accident. A single trip to the emergency room after a motorcycle accident can easily exceed $30,000. If you are at fault and the other party’s medical bills surpass your coverage limits, you are personally responsible for the difference.
We recommend that motorcycle riders carry:
COMMON QUESTIONS
Answers to the questions we hear most from motorcycle riders.
GET STARTED
Tell us about your motorcycle and riding habits, and we will find the best coverage at the best price. No obligation, no pressure — just a straightforward conversation with a local expert.
